Rates & Insurance

Rates:
Sessions are typically 50 minutes. The standard rate for a 50 minute session is $160 for the initial assessment and $150 for following sessions.

Insurance and Reduced Fee:
We do everything we can to accommodate clients being able to use health insurance for mental health services.  The process for clinicians to become in-network with insurance companies is tedious and time consuming.  Some insurance companies will not allow therapists who are being supervised (LGSWs/LMSW, LGPCs) to bill for therapy services.  All insurance companies allow fully licensed therapists(LCSW-Cs, LCPCs) to apply  to become in-network.   All of our clinicians are in-network with Cigna, CareFirst and the Blue Cross insurances or in the process of becoming in-network.  During the intake call, our administrator will be able to discuss the insurance process for your particular plan. If the clinician you will be working with is a LGSW/LMSW or LGPG, we offer a reduced rate for sessions.  Providing accessible and affordable  mental health care to individuals seeking support is our priority at PCCC.

We also accept Health Savings Accounts as a form of payment.

We accept CareBridge EAP.  We do not accept any other EAPs.

It is your responsibility to know what your copay, deductible or out of pocket amounts may be.  You are expected to pay for service at the time treatment is provided.  Client are responsible for balances due.

Clients have access to a portal which allows online payments.

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?


Reduced Fee
Reduced fee services are available on a limited basis.

Payment
Cash, check and all major credit cards accepted for payment. Clients have access to an online portal for online payment options.

Cancellation and Missed Appointment Policy
If you do not show up for your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be charged $75 for the missed session. Insurance will not cover missed appointments.  We ask you for credit card information to keep on file for the purpose of billing for missed or cancelled appointments as well as balances due.  Future appointments will not be scheduled until  balances are up to date. If you miss two consecutive appointments without notifying your therapist at least 24 hours in advance, we will assume you want to discontinue treatment and we will close your file.

Submission of Claims to Insurance

As a courtesy to our clients, we will submit the claim to your insurance company. Please be aware that our contractual relationship is with you, our client, and not with your insurance company.  It is your responsibility to ensure that your health insurance coverage includes mental health care.  You will be responsible for payment in full if insurance does not cover the services provided.

Schedule Online:

Request a therapy appointment online here.

Contact
Questions? Please contact me for further information.